Ayushman Bharat Scheme

• Uttar Pradesh has become as the first state in the country to issue 5 crore cards under the Ayushman Bharat Scheme providing health insurance.

ABOUT AYUSHMAN BHARAT

• It is a government-led healthcare scheme launched in
• The scheme aims to achieve Universal Health Coverage (UHC) and has two main components: the Pradhan Mantri Jan Arogya Yojana program and Health and Wellness Centers.
  • PM-JAY is the world’s largest health insurance scheme fully financed by the government.
    • It offers a sum insured of Rs.5 lakh per family for secondary care and tertiary care.
    • Health Benefit Packages covers surgery, medical and day care treatments, cost of medicines and diagnostics.
    • The funding ratio is 60:40 for most states, 90:10 for northeastern states and Himalayan states, and 100:0 for union territories without a legislature.
  • Health and wellness Centres (HWC) –
    • In February 2018, the government announced the creation of 1,50,000 Health and Wellness Centres (HWCs) by transforming existing Sub Centres and Primary Health Centres as the base pillar of Ayushman Bharat.

These centres would deliver Comprehensive Primary Health Care (CPHC) bringing healthcare closer to the homes of people covering both maternal and child health services and non-communicable diseases, including free essential drugs and diagnostic services.