Pradhan Mantri Awas Yojana (Gramin)

Syllabus: General Studies Paper 2

According to the government data, 69% houses under PMAY in rural India are owned by women.

• Over 69% of houses constructed under the Prime Minister’s special housing scheme are either wholly or jointly owned by women in rural areas.
• A total of two crore houses had been constructed out of the 2.46 crore houses that were sanctioned.
• The Pradhan Mantri Awas Yojana (Gramin) was launched by the Prime Minister in 2016 with the aim of constructing 2.95 crore houses.
• Beneficiaries are identified using parameters from Socio-Economic and Caste Census (SECC) 2011 data and verified by Gram Sabhas.
• Concerned Ministry: Ministry of Rural Development.

About Pradhan Mantri Awas Yojana-Gramin:

• Ministry of Rural Development in 2016 launched it.
• The aim is to provide a pucca house with basic amenities to all rural families by the end of March 2022. People who are homeless or living in kutcha or dilapidated houses are eligible for benefits.

Key Features of the Scheme:

• Beneficiaries are identified as per the housing deprivation parameters and exclusion criteria prescribed under Socio-Economic Caste Census (SECC) 2011. Gram Sabha verifies the eligible beneficiaries.
• The scheme had a target of construction of 2.95 crore pucca houses for eligible rural households by March 2022.
• The Centre and the states share the grants under the scheme in the ratio of:
• 90:10 in case of NE States, Himalayan States & Himalayan UTs.
• For all other States, funds are shared in the ratio of 60:40 by the Centre and the States.
• In cases of other UTs, entire funds are provided by the Centre.
• The programme implementation is being monitored not only electronically but also through community participation (Social Audit), Member of Parliament (DISHA Committee), Central and State Government officials, National Level Monitors, etc