MoRD: 152 SAKSHAM Centres launched under DAY-NRLM

WHY IN THE NEWS?

Ministry of Rural Development launched 152 SAKSHAM centres under the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM). These centres were launched as a part of Azadi ka Amrit Mahotsav.

About:

• About 152 Centre for Financial Literacy & Service Delivery (or SAKSHAM Centres) were launched across 77 districts in 13 states, during October 4 to 8, 2021.
• These centres would act as one stop solution or single window system for the basic financial needs of Self-Help Group (SHG) households across the rural areas.

Objectives of the centre

These centres were launched with the objective of providing financial literacy and facilitating the delivery of financial services like credit, savings, pensions, insurance, etc. These facilities will be provided to SHG members and rural poor.

Who will manage these centres?

These centres will be managed by SHG network, at the level of “Cluster Level Federations (CLFs)”. Trained Community Resource Persons (CRPs) will also help in maintaining the centres.

Trained Community Resource Persons (CRPs)

Trained CRPs are given six days residential training at the Rural Self Employment Training Institutes (RSETIs), which are established by the Lead Bank of the district.

SAKSHAM App

This mobile & web-based application has been launched by Ministry of Rural Development. The community resource person of the Centre will use this application for knowing the penetration of several financial services for each SHG & village, identifying major gaps as well as for providing training & delivering the required financial services. Application will also measure the impact of the programme for mid-course correction in the strategy on regular interval.