Unified Payments Interface (UPI) payments without Internet, Smartphone: UPI123pay launched.

Why in news?

• It has been launched by: RBI and National Payments Corporation of India (NPCI).
• UPI123pay is a three-step method to initiate and execute services for users which will work on Feature phones.
• It can be used to make digital payments without the need for an internet connection.
• Users can perform a few offline steps and easily make UPI payments.
• This helps in digital innovations which will further deepen the digital ecosystem and financial inclusion in the country.
• Additionally, RBI launched DigiSaathi – a 24×7 Helpline to address the queries of digital payment users across products.