December 8, 2023

Day-15 Answer Writing Challenge : Model Answer

Question: What is the need of Self Help Groups? (4 marks, 60 words)



  • Self Help Groups are self-governed, peer- controlled information group of people with similar socio-economic background and having a desire to collectively perform for common purpose.
  • They are informal associations of people who choose to come together to find ways to improve their living conditions.
  • They help to build Social Capital among the poor, especially women.


Need for self-help groups

  • Villages face numerous problems related to poverty, illiteracy, lack of skills, lack of formal credit etc.
  • There is a substantial percentage of rural and urban poor, who if tried individually cannot break their chains of poverty, and hence collective action is required.
  • These problems cannot be tackled at an individual level and need collective efforts.
  • Thus, SHG can become a vehicle of change for the poor and marginalized.
  • SHG rely on the notion of “Self Help” to encourage self-employment and poverty alleviation.
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